Sharing of Information
Your privacy is important to
us and
we promise
we will respect
your personal information.
we will use
your information to manage
your insurance with
us, including underwriting,
claims handling and statistical analysis. Please be aware this may include disclosing
your information
within the AXA Group and to any agents who provide
services on our behalf.
We will hold and use information about
you supplied by
you.
we may send it in confidence for processing to
within the AXA Group (or companies acting on
our
instructions) including those located outside the European Economic Area. By accepting this insurance
you consent to such use of
your personal data.
Fraud prevention and detection
To keep premiums low
we do participate in a number
of industry initiatives to prevent and detect fraud. To help prevent crime
we may at any time:
- Approach the DVLA to check all or any relevant driving licence details of anyone named on
the policy;
- Share information about you with other
organisations and public bodies including the police;
- Share information about you within
the AXA Group and with other insurers;
- pass your details to recognised
centralised insurance industry applications, policy and claims checking systems (for example the Motor
Insurance Anti-Fraud and Theft Register, CUE, SIRA, all DVLA databases) where
your details may be checked and updated;
- Check your details with fraud prevention
agencies and databases including publicly available data (for example on County Court Judgements,
bankruptcy information and electoral role data). If you give us
false or inaccurate information and we suspect fraud, we may record this with fraud prevention agencies;
- Search records held by fraud prevention and credit agencies to:
- help make decisions about credit services for you and members of your household;
- help make decisions on insurance policies and claims for
you and members of
your household;
- trace debtors, recover debt, prevent fraud and to manage your insurance policies;
- check your identity to prevent
money laundering.
- Undertake credit searches and additional fraud searches.
Motor Insurance Database
Your
policy details will be added to
the Motor Insurance Database (MID), run by the Motor Insurers' Information Centre (MIIC).
MID data may be used by the DVLA and DVLNI for the purpose of Electronic Vehicle Licensing and
by the Police for the purposes of establishing whether a
named driver's use of the vehicle is
likely to be covered by a motor insurance policy and/or for preventing and detecting crime.
If you are involved in an accident
(in the UK or abroad) other UK insurers, the Motor Insurers' Bureau and MIIC may search the MID
to obtain relevant policy information. Persons pursuing a claim in respect of a road traffic accident
may also obtain relevant information which is held on the MID.
You can find out more about this from
us or
at www.miic.org.uk.
You should show this notice to anyone insured to drive your car covered under
this policy.
Information on products and services
If you have given
us permission,
we and other companies may use
your details to
send you information about other products
and services that may interest you or
to carry out research.
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