Sharing of Information

Your privacy is important to us and we promise we will respect your personal information. We will use your information to manage your insurance with us, including underwriting, claims handling and statistical analysis. Please be aware this may include disclosing your information within the AXA Group and to any agents who provide services on our behalf.

Your insurers will hold and use information about you supplied by you. They may send it in confidence for processing to other companies in their Group (or companies acting on their instructions) including those located outside the European Economic Area. By accepting this insurance you consent to such use of your personal data.

Fraud prevention and detection
To keep premiums low we do participate in a number of industry initiatives to prevent and detect fraud. To help prevent crime we may at any time:

• share information about you with other organisations and public bodies including the police;
• share information about you within the AXA Group and with other insurers;
• pass your details to recognised centralised insurance industry applications and claims checking systems (for example the Motor Insurance Anti-Fraud and Theft Register, CUE, CIFAS, Insurance Hunter, all DVLA databases containing driver, vehicle and other information) where your details may be checked and updated;
• check your details with fraud prevention agencies and databases. If you give us false or inaccurate information and we suspect fraud, we may record this with fraud prevention agencies;
• search records held by fraud prevention and credit agencies to:
  • help make decisions about credit services for you and members of your household;
  • help make decisions on insurance policies and claims for you and members of your household;
  • trace debtors, recover debt, prevent fraud and to manage your insurance policies;
  • check your identity to prevent money laundering.
• undertake credit searches and additional fraud searches.

Motor Insurance Database
Your policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers’ Information Centre (MIIC). MID data may be used by the DVLA and DVLNI for the purpose of Electronic Vehicle Licensing and by the Police for the purposes of establishing whether a driver’s use of the vehicle is likely to be covered by a motor insurance policy and/or for preventing and detecting crime. If you are involved in an accident (in the UK or abroad) other UK insurers, the Motor Insurers’ Bureau and MIIC may search the MID to obtain relevant policy information. Persons pursuing a claim in respect of a road traffic accident may also obtain relevant information which is held on the MID. You can find out more about this from us or at www.miic.org.uk.

You should show this notice to anyone insured to drive your Car covered under this policy.

Information on products and services
If you have given us permission, we and other companies may use your details to send you information about other products and services that may interest you or to carry out research.