Section H - No Claims Discount

In the event of a claim being made or arising under this Policy, Your No Claims Discount at renewal will be reduced in accordance with Our declared scale:

If You make 2 or more claims in a Period of Insurance, at renewal Your No Claims Discount will be reduced to nil years.

The following will not reduce Your No Claims Discount:

• any payment made under Section D Windscreen and Window Damage;
• any payment for emergency treatment fees under Section C Liability to Other People and Their Property;
• claims where You are not at fault, provided We have got back all that We have paid from those who are responsible.

You should note any change in the level of Your No Claims Discount is no guarantee that Your premium will not rise.

Your No Claims Discount is not transferable to another person except in exceptional circumstances and with Our written agreement, details are available via My Swift Space.