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Section G - Territorial Limits and Foreign Use

Territorial limits and using Your Car abroad
This Policy provides the cover described in Your Schedule in Great Britain, Northern Ireland, the Channel Islands, the Isle of Man and travelling between these places.

It also provides the minimum cover You need by law to use Your Car in:

  • any country which is a member of the European Union; and
  • any country which the Commission of the European Community approves as meeting the requirements of Article 7(2) of the European Community Directive on Insurance of Civil Liabilities arising from the use of motor vehicles (No 72/166/CEE).

Policy cover abroad
The Territorial limits of sections A to H of this Policy are automatically extended to include any member country of the European Union, Norway and Switzerland and during sea journeys between these places. However cover in these countries and during sea journeys is conditional upon Your main permanent residence being in the United Kingdom and the visit being for less than 72 hours. No cover is provided if the visit is originally planned to be more than 72 hours unless You purchased Extended Policy cover abroad for the entire length of the trip prior to leaving the United Kingdom.

If You have to pay customs duty on Your Car in any of the countries because of loss or damage that is covered by this Policy, We will pay these costs for You.

Extended Policy cover abroad
The following only applies if You have:

  • notified Us prior to travelling that cover abroad is required;
  • agreed to pay an additional premium.

We will extend the territorial limits for the agreed length of time abroad for all sections from A to H that are operative on Your Policy, this will include all European Union countries plus certain other countries outside the European Union. Your Car will also be covered while being carried by a recognised carrier between or within those countries. If requested We will also give You an international motor insurance card (Green Card).

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