Cheap Travel Insurance
If you often travel, cheap insurance could make quite a difference to your annual holiday
fund, but having the wrong cover could turn a dream trip into a complete nightmare. Like all
cheap insurance, travel cover varies depending on who provides it, so make sure your policy includes
all the cover you need.
Cheap travel insurance: which type of cover?
Swiftcover offer 3 types of travel insurance cover:
Single Trip: cover by the day for a short break or single trip
Annual Multi Trip: great value if you go on more than one trip a year
Gap Year: cover for one trip up to 12 months in duration
The cover you need will depend on who you travel with, how often you're away, the activities
you take part in and where you travel. Cheap insurance is available but not all types of cheap travel
insurance cover will be suitable. For really comprehensive cover, you should look for:
Medical expenses protection
Personal liability protection
Cancellations and curtailment compensation
Possessions and luggage
24 hour emergency helpline
Cheap travel insurance: who are you travelling with?
If you go on holiday with your family, you could save money buying a policy together.
Swiftcover allow up to 2 adults (parents or grandparents) to be included on a travel
insurance policy with their children or grandchildren. All children must be named on the
policy and travelling together with an adult, but adults can use the policy when they travel
on their own.
Cheap travel insurance: how often do you travel?
If you travel abroad more than once or twice a year then an Annual Multi Trip policy is
great value. More information about annual travel insurance.
Cheap travel insurance: activities
Always check which activities are covered by cheap insurance. Travel companies don't all
allow adventure activities such as white water rafting, and you will normally need to top up
your cover for winter sports like skiing and snowboarding.
Swiftcover automatically covers you for loads of fun activities including bunjee jumping, cycling,
parasending, jet skiing and white water rafting; and you can choose optional winter sports cover if
you're going skiing, snowboarding or snowmobiling.
Cheap travel insurance: where are you headed?
You will usually have the choice of European or Worldwide cover. The countries included will
vary between insurers so always check the definition to make sure the countries you're visiting are
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