Cheap Travel Insurance

If you often travel, cheap insurance could make quite a difference to your annual holiday fund, but having the wrong cover could turn a dream trip into a complete nightmare. Like all cheap insurance, travel cover varies depending on who provides it, so make sure your policy includes all the cover you need.

Cheap travel insurance: which type of cover?

Swiftcover offer 3 types of travel insurance cover:

• Single Trip: cover by the day for a short break or single trip

• Annual Multi Trip: great value if you go on more than one trip a year

• Gap Year: cover for one trip up to 12 months in duration

The cover you need will depend on who you travel with, how often you're away, the activities you take part in and where you travel. Cheap insurance is available but not all types of cheap travel insurance cover will be suitable. For really comprehensive cover, you should look for:

• Medical expenses protection

• Personal liability protection

• Cancellations and curtailment compensation

• Possessions and luggage

• 24 hour emergency helpline

Cheap travel insurance: who are you travelling with?

If you go on holiday with your family, you could save money buying a policy together. Swiftcover allow up to 2 adults (parents or grandparents) to be included on a travel insurance policy with their children or grandchildren. All children must be named on the policy and travelling together with an adult, but adults can use the policy when they travel on their own.

Cheap travel insurance: how often do you travel?

If you travel abroad more than once or twice a year then an Annual Multi Trip policy is great value. More information about annual travel insurance.

Cheap travel insurance: activities

Always check which activities are covered by cheap insurance. Travel companies don't all allow adventure activities such as white water rafting, and you will normally need to top up your cover for winter sports like skiing and snowboarding.

Swiftcover automatically covers you for loads of fun activities including bunjee jumping, cycling, parasending, jet skiing and white water rafting; and you can choose optional winter sports cover if you're going skiing, snowboarding or snowmobiling.

Cheap travel insurance: where are you headed?

You will usually have the choice of European or Worldwide cover. The countries included will vary between insurers so always check the definition to make sure the countries you're visiting are included.

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