How can travel insurance help while you’re on holiday?

Tuesday, 20 April 2010

With the start of the warmer weather, many people will be thinking about planning their next holiday and looking forward to some time to relax. But when you are booking your holiday don’t forget about travel insurance.

If you are taken ill or injured on holiday your medical bills can be very expensive which can be a worry for some holiday makers. An air ambulance to take you home from mainland Europe could cost up to £20,000 and just one night in a Spanish or Turkish Hospital ward (excluding treatment) could cost up to £600. Investing in travel insurance will help set your mind at rest.

How exactly does it help?

Before you travel:

If you become unwell or injured before you travel and cannot go on holiday, we will reimburse you the cost of the trip so you can rebook when you are feeling better.

Whilst travelling:

If you fall ill or become injured whilst you are away, it is reassuring to know that swiftcover.com will cover you for up to £10,000,000 in medical expenses, we can:

• Arrange and pay for all necessary medical treatment overseas

• Organise alternative flights or transport

• Arrange accommodation if necessary

If you are travelling in Europe it is also worth carrying a European Health Insurance Card (EHIC). Although it’s not an alternative to travel insurance, an EHIC allows you to access free or reduced cost healthcare in EU countries. If you use an EHIC you won’t have to pay the excess on your policy.