Travel Insurance
Swiftcover offer 3 types of travel insurance cover for you to choose from.
- Single Trip: Cover by the day for a short break or single trip
- Annual Multi Trip: Great value if you go on more than one trip a year
- Gap Year: Cover for one trip up to 12 months in duration
Below is a summary of the limits for each level of cover
|
Types and overall limits of travel cover
|
|
Sections
|
Single Trip
|
Annual
|
Gap Year
|
Excess
|
|
Economy
|
Premier
|
|
1
|
Medical Expenses
|
£5,000,000
|
£10,000,000
|
£10,000,000
|
£5,000,000
|
£100
|
|
A
|
Funeral Expenses
|
£1,000
|
£2,500
|
£2,500
|
£1,000
|
£100
|
|
B
|
Dental Expenses
|
£400
|
£400
|
£400
|
£400
|
£100
|
|
2
|
Hospital Benefit
|
N/C
|
£2,000
|
£2,000
|
£500
|
NIL
|
|
3
|
Cancellation and Curtailment
|
N/C
|
£3,000
|
£3,000
|
£3,000
|
£50
|
|
4
|
Personal Belongings
|
N/C
|
£2,000
|
£2,000
|
£500
|
£50
|
|
A
|
Single Article Limit
|
N/C
|
£200
|
£200
|
£100
|
£50
|
|
B
|
Valuables Limit
|
N/C
|
£400
|
£400
|
N/C
|
£50
|
|
4.2
|
Money
|
N/C
|
£200
|
£200
|
N/C
|
£50
|
|
5
|
Missed Departure
|
N/C
|
£1,500
|
£1,500
|
£500
|
£50
|
|
6
|
Travel Delay
|
N/C
|
£400
|
£400
|
N/C
|
£50
|
|
7
|
Personal Accident
|
£5,000
|
£30,000
|
£30,000
|
£5,000
|
NIL
|
|
A
|
Death
|
£5,000
|
£10,000
|
£10,000
|
£5,000
|
NIL
|
|
B
|
Death (aged under 16)
|
£1,000
|
£1,000
|
£1,000
|
£1,000
|
NIL
|
|
8
|
Personal Liability
|
£1,000,000
|
£2,000,000
|
£2,000,000
|
£1,000,000
|
£250
|
|
9
|
Legal Expenses
|
N/C
|
£25,000
|
£25,000
|
£10,000
|
£250
|
|
10
|
Cattery & Kennel Fees
|
N/C
|
£500
|
£500
|
N/C
|
NIL
|
|
Winter Sports (additional premium required)
|
|
11
|
Piste Closure
|
N/C
|
£200
|
£200
|
N/C
|
NIL
|
|
12
|
Avalanche
|
N/C
|
£200
|
£200
|
N/C
|
£50
|
|
13
|
Hire of Ski Equipment
|
N/C
|
£300
|
£300
|
N/C
|
NIL
|
|
Optional cover (additional premium required)
|
|
14
|
Scheduled Airline Failure
|
£3,000
|
£3,000
|
£3,000
|
N/C
|
NIL
|
This is a guide only. Please read the terms and conditions of the insurance.
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