Section 8 - Personal Liability

What you are covered for:
We will pay for your legal liability inclusive of all associated legal fees and costs, in total up to the amount shown in the Types and Overall Limits of Cover for any event which relates to an incident caused by you during the trip, which results in:

1. Injury, illness or disease to another person damaging or losing somebody else's property.
2. Loss or damage to property that does not belong to you or any member of your family or travelling party and is not in your or a member of your family's or travelling party's custody or control.

1. You must give the Swiftcover Legal Claims Team notice of any cause for a legal claim against you as soon as you know about it and send them any other documents relating to any claim.
2. You must help the Swiftcover Legal Claims Team and give them all of the information they need to allow them to take action on your behalf. You must not negotiate, pay, settle, admit or deny any claim unless you get Swiftcover Legal Claims Team's written permission.

1. The first £250 of each claim, for each person.
2. Any liability arising from an injury or loss or damage to property:
   1. Owned by you, a member of your family or household or person you employ or a member of your travelling party.
   2. In the care, custody or control of you or of your family or household or a person you employ or a member of your travelling party.
3. Any liability, injury, loss or damage:
   1. To your employees or members of your family or household or a person you employ.
   2. Arising out of or in connection with your trade, profession or business.
   3. Arising out of a contract you have entered into.
   4. Arising out of you owning, possessing, using or living on any land or in buildings (other than temporary holiday accommodation).
   5. Arising out of you owning, possessing, or using mechanically-propelled vehicles, water craft or air craft of any description, animals, firearms or weapons.
   6. Arising out of any criminal, malicious or deliberate acts.