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Money Supermarket

www.moneysupermarket.com, the price comparison website, have confirmed that throughout 2008, swiftcover.com emerged as the most consistently cheapest brand.

From an analysis of over 12.6 million premiums quoted through www.moneysupermarket.com's car insurance comparison service in 2008, swiftcover.com returned the cheapest premium for all drivers. Out of all the quotes run on moneysupermarket.com during 2008, Swiftcover had the most top position appearances (10%) out of all providers.

Top 10 tips to keep your car insurance price down

Drive a smaller car

If your car is worth £50,000 rather than £5,000, it will cost your insurance company ten times as much to replace your vehicle in the event that it is stolen or written off.

Choose an older car

Older cars often attract premium discounts as the value of the car is lower.

Add your partner

Policies are often cheaper if you add your spouse.

Consider a larger excess

Agreeing to pay a larger excess means you often pay a lower premium.

Don't pay for unnecessary policy features

For example, many policies automatically add on and charge extra for overseas cover or a courtesy car. Check the small print carefully and, if in doubt, make sure you ask.

Buy online

Buy online - it's usually cheaper than using call centres.

Have an alarm fitted

Have a car alarm, immobiliser or tracking device fitted. Some insurers may offer a discount.

Park off-road if you can

Parking your car on the street overnight will mean higher premiums so park your car in a garage.

Look again at 'green' cars

Buy green! swiftcover.com offers a 10% discount for owners of environmentally-friendly hybrid cars.

Shop around!

swiftcover.com has saved its customers more than £26 million in excess premiums over the last two years alone. With the internet, it’s so easy to compare car insurance and make sure that you don’t get stuck paying high prices year after year.

Swiftcover was also the cheapest car insurance provider in 2006.

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