What’s NCD protection?
At Swiftcover, protecting your NCD means you can make one claim in one year, or two claims across three years, without losing the discount you’ve earned. Even if you only have one year of NCD, you can protect it.
How does NCD protection work?
Let’s say you’ve got 20 years of NCD. Here’s how it would be affected by a claim with and without protection:
NCD at next renewal with NCD protection
| NCD at next renewal with NCD protection | 1 claim in the next 12 months | 2 claims in the next 12 months | 3 claims in the next 12 months |
|---|---|---|---|
| 20 years | 20 years | 4 years | 2 years |
NCD at next renewal without NCD protection
| NCD at next renewal with NCD protection | 1 claim in the next 12 months | 2 claims in the next 12 months | 3 claims in the next 12 months |
|---|---|---|---|
| 20 years | 20 years | 4 years | 2 years |
How can I protect my NCD?
You can add NCD protection to your policy as an optional extra when you get a quote.
If you’ve already got cover you can protect your NCDin the first 30 days of your policy. Head to your Swift Space account to find out how. You can also choose to add NCD protection when you renew your policy.
