Storm Ciara and Storm Dennis
We’re experiencing a higher than normal number of calls to report claims due to Storm Ciara and Storm Dennis. We’re sorry it’s taking longer than usual to get through to us, and we really appreciate your patience. Find out more about making a home insurance claim, and what you’ll need to have to hand, so we can help you as quickly as possible.
Protect what you love with Swiftcover home insurance
There’s no place like home. It’s full of memories, and your personality is reflected in every detail. So, you’ll want to protect everything that makes your house a home.
Choose the package that suits you best, then enhance your protection by choosing any of our great value add-ons.
Swift MADE
- Buildings insurance up to £500,000
- Contents insurance up to £50,000
- Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £5,000
- Visitor effects covered as standard up to £500
- Up to £2,500 for each individual valuable item (£15,000 total) with contents insurance
- Flexibility to pick extra protection from our full range of add-ons
Swift MORE
- Buildings insurance up to £750,000
- Contents insurance up to £75,000
- Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £7,500
- Visitor effects covered as standard up to £1000
- Home Assistance and legal expenses cover included as standard
- Higher limits for both buildings and contents insurance for more reassurance
- Up to £5,000 for single valuables (£20,000 total) with contents insurance
Swiftcover home insurance - cover options
Want buildings insurance, contents insurance or both combined?
Take a look at the table below and find the insurance that’s right for you.
Buildings Cover
Contents Cover
Home insurance FAQs
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How do I renew my home insurance?
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Do I need to tell you about the individual value of my home contents?
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Can I cover my possessions away from home?
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Will my premium increase at the next renewal date if I make a claim on my home insurance?
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How much do I need to insure my home for?
Optional extras
Add any of the following cover options when you get a quote:
Accidental damage
Protect your home from loss or damage caused by unexpected and accidental one-off events.
Accidental damage for buildings provides cover from £500,000 for things like broken windows, sinks, bathroom fittings, and underground drains, pipes and cables. Accidental damage for contents provides cover from £50,000 for things like broken mirrors, entertainment equipment, and loss of domestic heating oil or metered water.
Personal possessions
Personal possessions covers personal effects like valuable jewellery, mobile phones, tablets and money taken out of the home and anywhere in the world. Choose the level of cover that suits you, up to £15,000.
Home assistance
Blocked drain, burst pipe or broken boiler – but no time to fix them? With our home assistance helpline, we’ll arrange for an authorised contractor to fix it as soon as possible. It covers you for up to £1,000 per claim for call-outs, work and parts required. Home assistance is included as standard within our Swift MORE policy, and available as an additional cover option with our Swift MADE policy.
Legal expenses
Even if you win your case, legal fees can be very expensive. Get up to £50,000 of legal cover as standard with Swift MORE. It’s available as an additional cover option with our Swift MADE policy. You’ll also get access to a free 24-hour legal helpline and discounts on services like conveyancing.
Garden cover
Garden cover provides up to £2,000 of cover for loss or damage to things like plants, trampolines and garden furniture caused by a range of risks including storm, theft and fallen trees.
Student cover
Student cover provides up to £5,000 of cover per student and covers things they keep in their accommodation like laptops, phones and tablets against risks like theft, malicious acts, storm or flood.
Bicycle cover
We can help you to keep your bike safe. You’ll get up to £1,000 cover for each bicycle you own and £2,500 in total.
1 Subject to a valid claim, excess applies, repair or cash may be offered. Terms and Conditions apply.
2 Three years for building repairs, one year for contents repairs.