Protect what you love with
Swiftcover Home Insurance

There’s no place like home. It’s full of memories, and your personality is reflected in every detail. So, you’ll want to protect everything that makes your house a home.

Choose the package that suits you best, then enhance your protection by choosing any of our great value add-ons.

Swiftcover Home Insurance Products

Swiftcover Plus Home Insurance

  • Buildings insurance up to £750,000
  • Contents insurance up to £75,000
  • Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £2,500
  • Home Assistance and legal expenses cover included as standard
  • Higher limits for both buildings and contents insurance for more reassurance
  • Up to £1,500 for single items
  • Up to £20,000 total valuables with contents insurance
  • Bicycles covered as standard up to £350 per bicycle or total bicycles £1,500
  • Option to specify your higher risk items when at or away from home
  • Option to specify your bicycles

Swiftcover Home Insurance

  • Buildings insurance up to £500,000
  • Contents insurance up to £50,000
  • Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £2,500
  • Up to £1,500 for single items
  • Up to£10,000 total valuables with contents insurance
  • Bicycles covered as standard up to £350 per bicycle or total bicycles £1,500
  • Option to specify your higher risk items when at or away from home
  • Option to specify your bicycles
  • Flexibility to pick extra protection from our full range of add-ons

Swiftcover Home Insurance
cover options

Want buildings insurance, contents insurance or both combined?

Take a look at our cover options and find the insurance that’s right for you.

Product

Swiftcover Plus Home Insurance

Swiftcover Home Insurance

Product description

Premium cover level for your peace of mind

For your essential needs

Defaqto rating

Defaqto expert rated 3 Star Home Insurance 2022
Defaqto expert rated 2 Star Home Insurance 2022

Feature

Buildings cover

£750,000

£500,000

Alternative accommodation

£40,000

£20,000

Replacement keys and locks

£500

£500

Trace and access

£5,000

£2,500

Architects fees and debris removal

Included
Included

Emergency access (Buildings)

Included
Included

Emergency access (Garden)

Included
Included

Moving home (Contracting Purchaser)

As per the buildings maximum limit

As per the buildings maximum limit

Property owner's liability

£2,000,000

£2,000,000

Frequently asked questions

Optional extras

Add any of the following cover options when you get a quote:

Home accident

Accidental damage

Protect your home from loss or damage caused by unexpected and accidental one-off events.

Accidental damage for buildings provides cover from £500,000 for things like broken windows, sinks, bathroom fittings, and underground drains, pipes and cables.

Accidental damage for contents provides cover from £50,000 for things like broken mirrors, entertainment equipment, and loss of domestic heating oil or metered water.

Read the policy wording to find out more

Ring

Personal possessions

Personal possessions covers personal effects like valuable jewellery, mobile phones, tablets and money taken out of the home and anywhere in the world, up to £1,500 per item. You can choose from £1,000 up to £15,000 worth of total cover.

Read the policy wording to find out more

Luxury watch icon

Specified items

Specified item cover allows you to protect your higher risk items whilst at and away from your home.

Items you specify away from the home will be covered under the Personal Possessions section of your policy.

Items valued at more than £1,500 will need to be specified on your policy if you want them fully covered, in addition to any unspecified personal possesions total you may have chosen.

Read the policy wording to find out more

Boiler

Home assistance

Blocked drain, burst pipe or broken boiler – but no time to fix them? With our home assistance helpline, we’ll arrange for an authorised contractor to fix it as soon as possible. It covers you for up to £1,000 per claim for call-outs, work and parts required. Home assistance is included as standard with Swiftcover Plus Home Insurance, and available as an additional cover option for Swiftcover Home Insurance.

Read the policy wording to find out more

Legal cover

Even if you win your case, legal fees can be very expensive. Get up to £50,000 of legal cover as standard with our Swiftcover Plus Home Insurance policy. It’s available as an additional cover option with Swiftcover Home Insurance. You’ll also get access to a free 24-hour legal helpline and discounts on services like conveyancing.

Read the policy wording to find out more

Watering can

Garden cover

Garden cover provides up to £2,000 of cover for loss or damage to things like plants, trampolines and garden furniture caused by a range of risks including storm, theft and fallen trees.

Read the policy wording to find out more

Graduation

Student cover

Student cover provides up to £5,000 of cover per student and covers things they keep in their accommodation like laptops, phones and tablets against risks like theft, malicious acts, storm or flood.

Read the policy wording to find out more

Bike

Bicycle cover

When you purchase contents insurance you automatically get up to £350 cover per bicycle and up to £1,500 for your total bikes. With our extra cover you may have the option to specify your higher value bicycles too.

Read the policy wording to find out more

Our customers have rated us overall as ‘Excellent’ on Trustpilot

What customers say about our Home insurance...

1 Subject to a valid claim, excess applies, repair or cash may be offered. Terms and conditions apply.

2 Three years for building repairs, one year for contents repairs.