Storm Ciara and Storm Dennis

We’re experiencing a higher than normal number of calls to report claims due to Storm Ciara and Storm Dennis. We’re sorry it’s taking longer than usual to get through to us, and we really appreciate your patience. Find out more about making a home insurance claim, and what you’ll need to have to hand, so we can help you as quickly as possible.

Protect what you love with Swiftcover home insurance

There’s no place like home. It’s full of memories, and your personality is reflected in every detail. So, you’ll want to protect everything that makes your house a home.

Choose the package that suits you best, then enhance your protection by choosing any of our great value add-ons.

Swift MADE

  • Buildings insurance up to £500,000
  • Contents insurance up to £50,000
  • Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £5,000
  • Visitor effects covered as standard up to £500
  • Up to £2,500 for each individual valuable item (£15,000 total) with contents insurance
  • Flexibility to pick extra protection from our full range of add-ons

Swift MORE

  • Buildings insurance up to £750,000
  • Contents insurance up to £75,000
  • Got a big birthday or religious festival to organise? Event and special occasions cover included as standard up to £7,500
  • Visitor effects covered as standard up to £1000
  • Home Assistance and legal expenses cover included as standard
  • Higher limits for both buildings and contents insurance for more reassurance
  • Up to £5,000 for single valuables (£20,000 total) with contents insurance

Swiftcover home insurance - cover options

Want buildings insurance, contents insurance or both combined?

Take a look at the table below and find the insurance that’s right for you.

Buildings Cover

Swift MADE
Swift MORE
Buildings cover
£500,000
£750,000
Alternative accommodation
£20,000
£40,000
Replacement keys and locks
£500
£1,000
Trace and access
£5,000
£5,000
Architects fees and debris removal
Included
Included
Emergency access (Buildings)
Included
Included
Emergency access (Garden)
Included
Included
Moving home (Contracting Purchaser)
As per the buildings maximum limit
As per the buildings maximum limit
Property owner’s liability
£2,000,000
£2,000,000

Contents Cover

Swift MADE
Swift MORE
Contents sum insured
£50,000
£75,000
Total valuables
£15,000
£20,000
Single valuable limit
£2,500
£5,000
Money
£250
£500
Credit cards
£1,000
£2,000
Alternative accommodation
£15,000
£20,000
Frozen food
£500
£1,000
Business equipment
£5,000
£7,500
Contents in outbuildings
£2,500
£5,000
Visitor effects
£500
£1,000
Special events increase
£5,000
£7,500
Replacement keys & locks
£500
£1,000
Digital assets
£500
£500
Documents
£500
£500
Liability to domestic staff
£10,000,000
£10,000,000
Tenants liability
£5,000
£7,500
Occupiers and public liability
£2,000,000
£2,000,000

Home insurance FAQs

Optional extras

Add any of the following cover options when you get a quote:

Home accident

Accidental damage

Protect your home from loss or damage caused by unexpected and accidental one-off events.

Accidental damage for buildings provides cover from £500,000 for things like broken windows, sinks, bathroom fittings, and underground drains, pipes and cables. Accidental damage for contents provides cover from £50,000 for things like broken mirrors, entertainment equipment, and loss of domestic heating oil or metered water.

Ring

Personal possessions

Personal possessions covers personal effects like valuable jewellery, mobile phones, tablets and money taken out of the home and anywhere in the world. Choose the level of cover that suits you, up to £15,000.

Boiler

Home assistance

Blocked drain, burst pipe or broken boiler – but no time to fix them? With our home assistance helpline, we’ll arrange for an authorised contractor to fix it as soon as possible. It covers you for up to £1,000 per claim for call-outs, work and parts required. Home assistance is included as standard within our Swift MORE policy, and available as an additional cover option with our Swift MADE policy.

Legal cover

Legal expenses

Even if you win your case, legal fees can be very expensive. Get up to £50,000 of legal cover as standard with Swift MORE. It’s available as an additional cover option with our Swift MADE policy. You’ll also get access to a free 24-hour legal helpline and discounts on services like conveyancing.

Watering can

Garden cover

Garden cover provides up to £2,000 of cover for loss or damage to things like plants, trampolines and garden furniture caused by a range of risks including storm, theft and fallen trees.

Graduation

Student cover

Student cover provides up to £5,000 of cover per student and covers things they keep in their accommodation like laptops, phones and tablets against risks like theft, malicious acts, storm or flood.

Bike

Bicycle cover

We can help you to keep your bike safe. You’ll get up to £1,000 cover for each bicycle you own and £2,500 in total.

Frequently asked questions

The answers you need, provided by our expert team

1 Subject to a valid claim, excess applies, repair or cash may be offered. Terms and Conditions apply.

2 Three years for building repairs, one year for contents repairs.