Cut costs, not corners
Choose Swiftcover for car insurance that keeps you protected on the move – with no frills, fuss or unnecessary costs.
Want protection against uninsured drivers1? A courtesy car while we repair yours, and a lifetime guarantee on repairs2? Access to a UK-based claims line for support when you need it?
Benefits of Swiftcover car insurance
- Uninsured driver promise1
Uninsured driver damage your car and you’re not at fault? Let us know the make, model and number plate of their car and we'll put things right. You won’t lose any of your no claims discount if you're not at fault.3 - Lifetime guarantee on repairs
Get repairs from our approved nationwide network. They’ll come with a lifetime guarantee - and you can rely on them for as long as you own your car. - UK-based claims line
Access support when you need it. Our car insurance claims line opening hours have had to temporarily change due to limited resource. We’re now here to take your call Monday to Friday 9am to 5pm, and Bank Holidays 9am to 4pm.. - Courtesy car
Keep on-the-go after a claim. While your car is being fixed by our approved nationwide repair network, you can rely on a courtesy car for fourteen days.4
Car insurance cover options
Here’s an at-a-glance guide to the cover we offer:
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FAQs
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Can I drive someone else’s car?
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Your guide to providing your No Claims Discount
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How to view or change car details
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Do I need to send Swiftcover proof of my No Claims Discount?
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Is it worth protecting my No Claims Discount?
Optional extras
Add any of the following cover options when you get a quote:
No claims discount protection
Had car insurance for a year or more, and haven't made a claim? Get a no claims discount. And with at least one year's no claims discount, you can protect it with Swiftcover car insurance.
And if you purchase this as an add-on, you can keep your discount at renewal if you make a claim, and can have one claim in a year, or two claims in a three-year period.
Legal cover
If an accident happens and you weren’t at fault, legal cover will cover the costs associated with recovering uninsured losses - which includes your excess, transport costs, loss of earnings, medical expenses and compensation awarded for injuries.
Courtesy car upgrade
Get a courtesy car as standard after a valid claim - upgrade to get a hire car of a similar size/capacity/transmission as your own. Use the hire car for up to 21 days after your car is stolen or written off.
Personal accident and rehabilitation
Rely on expert medical care after an accident in your car. With Personal Accident payments included too, you could receive up to £100,000 to help you on your way.
Breakdown recovery
Don’t worry if your car breaks down by the side of the road. Swiftcover offer four levels of protection that you can customise to fit your needs. Choose from Swift Roadside, Swift Rescue, Swift Rescue and Home Start or Swift European.
Policy documents
Detailed documents on the cover you’ll get with Swiftcover insurance.
1 Included in Swiftcover comprehensive car insurance
2 Lifetime guarantee on repairs from our approved network for as long as you own the car
3 We will return any No Claims Discount and Excess if you are not to blame
4 Subject to availability following a valid claim.
5 If your car can't be driven following damage covered by your policy.
6 Subject to availability. 3 door l litre manual car provided for a maximum of 14 days. Terms, conditions, exclusions and limitations apply.
7 From our approved network for as long as you own your car.
8 You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You will need to provide the make, model and registration number of the other car in the event of a claim. Applies when you are not to blame. The policy wording contains full details on all the cover available from Swiftcover car insurance. You can also enjoy extra peace of mind by choosing our cover options.