Home Insurance Quote

Home Insurance Cover Options

Swiftcover home insurance makes it quick and easy for you to only pay for what you need. With Swift MADE you start with the essentials at a great value price - plus you can simply increase your protection by adding our cover options. Swift MORE includes Home Assistance and Legal Expenses as standard - giving you extra cover with one click.

Accidental Damage

Swiftcover covers your home for loss or damage caused by the main risks like fire and flood, but sometimes things get broken accidentally - like knocking over a treasured vase, or a DIY disaster.

Accidental damage for buildings provides cover from £500,000 for things like broken windows, sinks, bathroom fittings, and underground drains, pipes and cables.

Accidental damage for contents provides cover from £50,000 for things like broken mirrors, entertainment equipment, and loss of domestic heating oil or metered water.

Personal Possessions

Everyday items that you carry with you - like jewellery, mobile phones and laptops - are easily lost or broken, and expensive to replace. Personal Possessions cover extends your home contents insurance to cover your belongings outside of the home and anywhere in the world. Choose the level of cover that works for you, up to £15,000.

Home Assistance

Blocked drains, burst pipes, broken boiler - when you have an emergency at home, you can't afford to waste any time getting it repaired. Call our domestic helpline any minute of any day and we'll arrange for an authorised contractor to sort out the problem as quickly as possible. What's more, Home Assistance covers you for up to £1,000 per claim for call out, labour, parts and materials. You know there's no need to worry when you can call on our specialist support 24/7.

Home Assistance is included as standard within our Swift MORE policy, and available as an additional cover option with our Swift MADE policy.

Unfortunately, despite our best efforts some situations cannot be resolved amicably and legal action is the only remedy available to us. Bringing about a legal claim requires expert assistance and can be very expensive with the costs not always recoverable from the other side, even if you win.

Legal Expenses provides up to £50,000 of cover for taking civil action for cases such as:

  • personal injury
  • breach of contract for goods or services (e.g. faulty goods or services)
  • damage or trespassing on your property
  • employment (e.g. dispute when returning to work after maternity leave)

You'll also get access to a free 24-hour legal helpline and discounted uninsured legal products such as will writing and conveyancing services.

Legal Expenses is included as standard within our Swift MORE policy, and available as an additional cover option with our Swift MADE policy.

Garden Cover

Surprisingly, the value of your garden contents can add up to as much as some of your indoor rooms. Garden Cover provides up to £2,000 of cover for loss or damage to things like plants, trampolines and garden furniture caused by a range of risks including storm, theft and falling trees.

Student Cover

Laptops, smartphones, tablets - today's students are more reliant on high-value items than ever before. Student Cover provides up to £5,000 of cover per student and covers belongings in their accommodation against risks including theft, malicious acts, storm or flood, while your family are away at college, university or boarding school.

Bicycle Cover

If you use a bike for commuting or on holiday you'll be aware that high value bikes are targeted by thieves. Bicycle Cover provides up to £1,000 of cover for each bicycle and up to £2,500 in total and protects your bike/s and accessories against loss or damage in and away from home.