Section 5 - Missed Departure

(This applies to Premier, Annual and Gap Year cover only).

What you are covered for:
We will pay up to the overall limit shown in the Types and Overall Limits of Cover for the reasonable extra costs of travel and accommodation you need if you cannot reach the original departure point of your booked journey on the outward or return journey because public transport services fail or the vehicle in which you are travelling is directly involved in an accident or breaks down.

It is a condition of the cover provided under this section that:

1. You must allow enough time to arrive at your departure point at or before the recommended time.
2. You must get confirmation of the reason for the delay and how long it lasts from the appropriate authority.
3. If your claim relates to a vehicle breaking down, you must give us evidence that the vehicle was properly serviced and maintained and that any recovery or repair was made by a recognised recovery or break down organisation.

1. The first £50 of each claim, for each person.
2. Any upgrade in accommodation.
3. Any claim arising as a result of you not having reasonable steps to complete the journey to the departure point on time.
4. Any claim, if the adverse weather, strike or industrial action was in existence or publicly declared before you started your journey to the departure point.
5. Any claim in respect of mechanical breakdown or failure if your private motor vehicle has not been properly serviced and maintained.
6. Any repair costs to your private motor vehicle.
7. Any claims for vehicle breakdown or failure, which, are not substantiated by an original report from a rescue service or garage.