Why Choose Contents Insurance?
- Help With Repairs or Replacements: We’ll help you repair or replace your contents if they’re damaged or stolen.
- Seasonal Stock Boost: Enjoy a 30% increase in stock cover during peak times of your choice.
- Accidental Damage: Accidental damage is included as a standard feature.
- 24-Hour Glass Replacement: Need urgent glass repairs? We’ve got a service just for that!
- Emergency Helpline: A 24-hour helpline is here for you when issues arise outside of business hours.
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Looking for Contents Insurance Specifics?
Explore Our Topics Below:
What is Contents Insurance?
Contents insurance is your safety net for replacing items in your shop, including fixtures, fittings, and even your employees’ personal belongings, if they are damaged, lost, or stolen. But what exactly falls under contents insurance?
- Equipment: Covers items like laptops, desktops, mobile phones, printers, and payment machines on your premises, but if you use these away from the premises you should consider business equipment.
- Stock: Any items you’re selling or creating, along with supplies and packing materials.
- Shop Fronts: Windows, signage, doors, and exterior cladding.
- Fixtures and Fittings: Display cases, shelves, countertops, and lighting.
- Tenants’ Improvements: Renovations, customer fixtures, flooring upgrades, and plumbing modifications.
How Much is Business Contents Insurance?
The cost of contents insurance can vary widely, as it’s tailored specifically to your business needs. Factors affecting your premium include:
- The value of your contents
- Your business type
- Your business’ location
- Claims history
- Whether you opt for standalone cover or additional extras for your policy
Why Do Businesses Need Contents Cover?
It’s simple! Contents insurance is your safeguard against the unexpected. If there’s accidental damage or a break-in, or an unexpected event such as a flood or fire, this cover ensures you can replace everything from laptops and displays to fixtures and stock. Without it, those costs can add up quickly, and for small businesses, every penny counts!
What is a Seasonal Cover Increase?
Many businesses experience peak seasons, like Christmas or Valentine’s Day. A seasonal cover increase provides a 30% boost in your stock cover during these busy times. You can even customise these dates to fit your specific business needs if those times don’t work with your business schedule.
Ready to Get Protected
If you’re all set to secure your business, getting started is a breeze! Simply click the button below. It’s straightforward, quick1, and only takes a few minutes.
Qualifiers
1 The average time taken for customers to complete an AXA Business Insurance quote online is approximately 4 minutes and 25 seconds.