Accidental damage cover for contents
With accidental damage cover for contents, you’ll have extra protection for your possessions at home. It covers things like red wine spills on the sofa, or that watch you accidentally stepped on and broke. Or even the phone you dropped in the loo. Oops.
When you upgrade your cover with this optional extra, you’ll even have protection should a professional mover damage your TV or furniture.
What else can contents accidental damage cover help with?
- Carpet spills
- Smashed laptops
- Loss of oil or metered water
Contents accidental damage cover is an optional extra to your Swiftcover home contents insurance, which comes at an additional cost. Limits apply. Your policy documents will give you more information about what is and isn’t covered.
Accidental damage cover for buildings
This cover is designed to protect your home against unexpected mishaps - from replacing broken windows and smashed sinks, to repairing the damage left after a leak’s been fixed.
What else can buildings accidental damage cover help with?
Not included Not included Not included Not included Not includedBuildings accidental damage cover is an optional extra to your Swiftcover home buildings insurance, which comes at an additional cost. Limits apply. Your policy documents will give you more information about what is and isn’t covered.
What’s not covered?
As with all insurance, there are some limits to accidental damage cover. This upgrade isn’t designed to cover against wear and tear, or damage caused by pets or vermin.
- Gates, hedges and fences aren’t protected by buildings accidental damage cover.
- For contents, you’re only covered if your home’s occupied and furnished. This add-on only covers your items while they’re in the home. To protect your items while you’re out and about with them, look into personal possessions cover.
For a full list of what is and isn’t covered, check out our policy documents.
Choose Swiftcover today
Your Swiftcover quote is just a few minutes away. Don’t forget to add accidental damage cover to your home insurance for extra protection.
Already with us?
If you’ve got Swiftcover home insurance, you can add accidental damage cover to your policy at any time. Simply log in to your Swift Space online account to get started.
