What is garden cover?
For peace of mind even if your garden is damaged by storms, theft or fallen trees. Garden cover includes loss or damage:
- Caused by storm or floods.
- From fire, smoke, explosions, lightning or earthquakes.
- From theft or attempted theft.
- Caused by riots, civil commotions, strikes, labour or political disturbances.
- Caused by subsidence, ground heave or landslip if your home is damaged at the same time.
What isn't included with garden cover?
Loss or damage that isn’t covered:
- To fences caused by storm damage, unless the property has been damaged at the same time.
- To valuables, money, business equipment or bicycles.
- To plants, trees and shrubs caused by storms or floods, collisions, falling trees or accidental damage.
- Caused gradually by wear and tear over time.
For more information about what is and isn’t covered, check out our home insurance policy details
How can I add garden cover?
Get a quote for Swiftcover home insurance with garden cover as an optional extra to make sure your garden is protected.
If you've already got a policy with us and want to add garden cover to your policy, you can do this in your online account. Log in to your Swift Space online account to get started.
