The car insurance holder's guide to driving abroad
Tuesday, 25 May 2010
It's that time of year again; the time when car insurance policyholders pack up their hatchback or 4x4s and head to Europe to enjoy the better weather and superior beaches.
With the ash cloud causing chaos in the skies, it seems even more likely that this summer Brits will chose to travel to their holiday destination of choice by car.
However, before you get too eager planning a summer trip, there are some precautions which should be taken to ensure that you're driving as safely abroad as you would in the UK.
Where can UK motorists drive abroad?
Those who hold driving licenses in the UK are able to use their cars abroad in member states of the European Economic Area and the European Community without having any additional paperwork.
Motorists simply have to ensure that their license is up-to-date and on their person when driving. However, they should be aware that different countries may have different driving age restrictions.
Other countries may require motorists to have international driving permits.
The other consideration for anyone thinking about taking their car on holiday this summer is if they will be covered by their car insurance policy.
Swiftcover's car insurance covers drivers in many European countries, providing the trip lasts no longer than 72 hours. Any trip longer than that period will require an extended car insurance policy. Driving abroad cover can be easily added to a customer's policy via their secure Swift Space account.
Making sure you're safe when driving abroad
Earlier this year, research by the satellite navigation company TomTom identified the most congested cities in Europe.
UK drivers can be reassured that three of Britain's major cities are in the top ten, so traffic on the continent is unlikely to be as bad as in London, but drivers should still take care.
The Belgian capital Brussels tops the list, with nearly 40 per cent of its roads being congested each day and destinations in Poland scored badly.
Aside from Paris and Marseille, the popular French holiday destination had no cities in the 59-strong list. Spain also scored very well, with the Catalan city of Barcelona being the only Spanish destination in the top 20.
Those who are willing to endure the long drive from Britain to Scandinavia are also likely to find clear roads upon arrival.
The Foreign and Commonwealth Office warns that motorists are most at risk of accidents in their first 60 minutes driving abroad.
This is caused not only by driving on a different side of the road, but also because of local motoring customs.
Motoring expert Quentin Wilson advises: "The best way to avoid being caught out is to research your destination - make sure you familiarise yourselves with the local driving laws as if you are stopped by the police it is not an excuse to say that you were not aware of them."
Preparing your car for a trip abroad
As this winter was especially harsh, it's important that motor insurance holders check their vehicle is in good working order before taking it abroad.
The Institute of Advanced Motorists has recommended five top tips for readying your car for a trip overseas.
These are:
• Investing in an under-car clean to remove any rust which has developed due to road salt
• Replacing the car's pollen filter to provide relief for hayfever sufferers
• Topping up washer fluid to deal with flies on the windscreen
• Servicing the air conditioning
• Replacing old wiper blades
Remember, following these motoring guidelines will reduce the risk of an accident taking place abroad, but you should always get car insurance quotes and take out adequate cover in case the unfortunate does happen. And don’t forget about travel insurance too!
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